Insurance for Families
What standard of living do you want to provide for those you leave behind? We all know life insurance is a necessity to protect those we love, but none of us wants to think about the end of life. To complicate matters, the need for life insurance varies with age and other lifestyle factors.
The Advisors at High Road Financial Planning will help you find the answers. Together we’ll inventory your assets and income sources to make sure you leave the legacy you want for those you love.
Critical Illness Insurance
If a serious illness kept you from working, how would you pay your bills? Buy groceries?
If you were unable to do everyday tasks for weeks, months or even longer, how would you cope physically and emotionally?
Like the safety systems in your car, Critical Illness Insurance can protect you from the unexpected. Should you become critically ill and unable to work, a Critical Illness plan can provide the money you need to live your life. With expenses paid, you can rest easy and focus on recovery.
Did you know that disability is one of the leading contributors to bankruptcy?
When you are disabled, you can’t earn money to support your lifestyle. This can detour your plans for retirement and prevent you from paying monthly bills.
Disability Insurance plans are designed to replace a portion of your income so you can concentrate on healing and returning to an active life. If you become permanently disabled, you can have peace-of-mind knowing you have an income source to cover your needs.
Long-Term Care Insurance
None of us is immune to age, injury or illness. A time may come when we need help to perform routine daily activities. When it does, who will help? What are the options for care?
Have you considered Long-Term Care Insurance in your Retirement Planning? If you’re like many Canadians, you probably haven’t. High Road Financial Planning will give you good reasons to think again.
If you are one of millions of Canadians not fully covered by a group health plan, you are vulnerable to healthcare expenses not covered by your government insurance plan. We can help you make sure that you have coverage not only for your basic needs, but also when you are faced with an accident or illness.
MORTGAGE LIFE INSURANCE
The BETTER Way to Protect Your Family.
If you’re confused about mortgage insurance, you’re not alone. Many Canadians don’t know what it is for or why they should have it.
You might think it’s just one more bill.
We get it. No one wants more payments – especially when you don’t know what it’s for.. What if you knew that mortgage insurance could protect the people you love? It’s true. In fact, this bill is one of the few that can make payments when you’re most in need.
And now you can get protected without leaving your home.
Connect with us to develop a personalized Mortgage Insurance Protection plan just for you.
Not sure you can qualify for life insurance?
We offer No Medical & Simplified Issue Life Insurance plans. This means quick coverage with no medical exams.
No matter your health, you can apply to get affordable coverage fast.
Applying is quick and easy.